{
  "sessionId": "session-1",
  "actionId": "action-2",
  "settlement": {
    "status": "declined",
    "attribution": {
      "approval": "person",
      "actor": "user",
      "loomActor": "user",
      "service": "http://127.0.0.1:8000",
      "originLoomId": "loom-fedcba9876543210"
    },
    "reason": "not now"
  }
}